About us

Vision

Founded in 2017, 21finance offers whitelabel software to banks and financial intermediaries, enabling them to operate their own marketplace.

Roadmap

Board of Directors

CHAIRMAN

Herman Kotzé

Herman has been involved in the fintech industry for 25 years. He currently holds the position of Special Projects Executive at Capitalworks, a leading private equity group focused on emerging markets and is also CFO of Capitalworks Emerging Markets Acquisition Corporation, a NASDAQ-listed SPAC. Previously, he served as CEO (3 years) and CFO (18 years) of Net1, a NASDAQ-listed diversified payment technology and financial services group. He served as a director of Net1`s investment companies, including regulated entities comprising two bank holding companies in South Africa & Europe, European e-money institutions, South African insurance and mobile operators and a South Korean payment processor. 

MEMBER

Michael Guzik

Michael had multiple stations at leading blockchain-based ventures with a focus on FinTech. After being appointed as the youngest Head of blockchain at PwC, he led Primary Markets at Lykke, advised the Swiss Stock Exchange on their “Digital Asset Exchange” infrastructure and was Partner at Blockchain Valley Ventures. Previously to founding CLST, Michael founded KORE Technologies, one of the leading infrastructure providers for Digital Assets. Michael graduated from Imperial College London with a degree in Economics.

MEMBER

Eric Romba

Until 2017, Eric Romba was the Chief Executive Officer of the German Association for Real Assets and Investment Funds and was primarily responsible for capital market law legislative projects at the EU and national level. After joining the law firm Lindenpartners, he advised on issues of capital investment law, banking and capital market law in the primary as well as secondary market, and capital market law at the interface with digitalization. At the beginning of 2022, he moved to Osborne Clark.

MEMBER

Roland Frick

Roland Frick is Vice-Chairman of the Board of Directors of Bank Frick. He served as CFO on the Management Board from the Bank’s foundation in 1998 up to December 2015. Roland Frick is a member of the Foundation Board of the Deposit Guarantee and Investor Compensation Foundation PCC, Liechtenstein.

CHAIRMAN

Herman Kotzé

Herman has been involved in the fintech industry for 25 years. He currently holds the position of Special Projects Executive at Capitalworks, a leading private equity group focused on emerging markets and is also CFO of Capitalworks Emerging Markets Acquisition Corporation, a NASDAQ-listed SPAC. Previously, he served as CEO (3 years) and CFO (18 years) of Net1, a NASDAQ-listed diversified payment technology and financial services group. He served as a director of Net1`s investment companies, including regulated entities comprising two bank holding companies in South Africa & Europe, European e-money institutions, South African insurance and mobile operators and a South Korean payment processor. 

MEMBER

Michael Guzik

Michael had multiple stations at leading blockchain-based ventures with a focus on FinTech. After being appointed as the youngest Head of blockchain at PwC, he led Primary Markets at Lykke, advised the Swiss Stock Exchange on their “Digital Asset Exchange” infrastructure and was Partner at Blockchain Valley Ventures. Previously to founding CLST, Michael founded KORE Technologies, one of the leading infrastructure providers for Digital Assets. Michael graduated from Imperial College London with a degree in Economics.

MEMBER

Eric Romba

Until 2017, Eric Romba was the Chief Executive Officer of the German Association for Real Assets and Investment Funds and was primarily responsible for capital market law legislative projects at the EU and national level. After joining the law firm Lindenpartners, he advised on issues of capital investment law, banking and capital market law in the primary as well as secondary market, and capital market law at the interface with digitalization. At the beginning of 2022, he moved to Osborne Clark.

MEMBER

Roland Frick

Roland Frick is Vice-Chairman of the Board of Directors of Bank Frick. He served as CFO on the Management Board from the Bank’s foundation in 1998 up to December 2015. Roland Frick is a member of the Foundation Board of the Deposit Guarantee and Investor Compensation Foundation PCC, Liechtenstein.